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There are two components to grow our net worth. The first component or first bucket is our personal earning - our day job, business, parents, etc. The second component is shifting our first bucket to second bucket (investments that consist of equity, bond, cash and etc) and hoping it will grow over time.
During this downturn, both buckets are hurting. Turtle got to cut saving from $ 888 to $ 620 / month for the next six months. If things don't improve, $ 620 will be extended to another six months. This is the reality that I have to accept.
God, grant me serenity
to accept the things that I cannot change;
the courage to change the things I can;
and the wisdom to know the difference.
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